A Polish bank account for foreigners: what to prepare and what to avoid
You need an account for payouts. Here’s which documents are usually enough and how to avoid common problems.
In short
- Usually a passport or residence card is enough, often with a PESEL.
- Many banks open an account at a branch in one day.
- Enigma payouts go to any bank — instant payouts included.
01Documents to bring
Requirements vary by bank, but usually include:
- passport or residence card
- PESEL number — if you have one
- a Polish phone number
- your address in Poland
- sometimes a contract or proof of work — we’ll provide it
02How it goes
- Pick a bank and check online that it serves foreigners in your situation.
- Go to a branch with your documents — online can be harder without a Polish ID.
- Set up the banking app and BLIK.
- Send us your account number (IBAN) — we’ll set up payouts right away.
03What to avoid
Never let others use your account “for transfers” — it’s a common way to drag people into fraud, and the account owner is held responsible. Check that the account number in your settlement is yours.
?Questions
Can I get payouts to a foreign account?
Ask your manager — a Polish account is the easiest and fastest.
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